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Lloyd's-backed cover for your Portugal home or holiday home

Protect your
Mediterranean home

Buildings and contents options for your Mediterranean home or holiday home in Portugal. Earthquake cover is subject to the policy terms, conditions and applicable excess.

Get Home Quote → 📞 Or call +351 289 369 254
Home insurance illustration — Mediterranean villa drawn in editorial line style
Lloyd's Coverholder
4.8★ Trustpilot
10,000+ policies issued
ASF regulated
Earthquake cover subject to terms

How it works

Protected in three
simple steps

1

Get your quote

Tell us about your home or holiday home — it takes about 2 minutes online. Or call us and we'll do it together.

2

Same-day cover

Once you're happy, your policy documents arrive in your inbox the same day. No paperwork, no waiting.

3

You’re protected

Your Mediterranean home or holiday home is protected with earthquake cover subject to the policy terms, conditions and applicable excess. Our Portugal team is one phone call away.

Choose what to protect

Home insurance that
fits how expats live

Mix and match buildings, contents and combined cover. Every policy is built around the realities of owning a home or holiday home in Portugal — earthquake risk, second homes and long absences.

🏛️

Buildings

Cover for the structure of your home, permanent fixtures and outbuildings — exactly what you need as the homeowner.

Walls, roof, floors and fixed structures
Outbuildings, garages and swimming pools
Fire, storm, flood and impact damage
Earthquake cover subject to terms
Homeowner's liability
🛋️

Contents

Cover for everything inside your home — furniture, electronics, valuables and personal belongings.

Furniture, electronics and appliances
Clothing, jewellery and valuables
Theft, fire and accidental damage
Occupier's liability
Optional all-risks for items away from home
🏡

Buildings + Contents

Our most popular option. One policy, one renewal date and combined protection for your home or holiday home.

Full buildings and contents cover
Earthquake cover subject to policy terms
Built for primary homes and holiday homes
Designed around different occupancy needs
Personal liability included

Home Insurance Cover Details

Portugal Home Insurance

Home cover designed
for Portugal living

Buildings and contents options for your Mediterranean home or holiday home in Portugal. Earthquake cover is subject to the policy terms, conditions and applicable excess.

✓Buildings and contents cover, combined or separate
✓Earthquake cover subject to policy terms and applicable excess
✓Options for primary homes and holiday homes
✓Policy wording available in English
Get Home Quote →
Home insurance for Portugal homes and holiday homes

Why Abbeygate Portugal

Home cover written around
Portugal realities

Portugal sits in a seismic zone. Our Home Insurance includes cover for earthquake, subject to the policy terms, conditions and applicable excess.

01

Lloyd's-backed cover

Clear English-language policy documents and specialist support for homes and holiday homes in Portugal.

02

Earthquake cover

Earthquake cover is subject to the policy terms, conditions and applicable excess.

03

Built around occupancy

Tell us how you use your home or holiday home so we can guide you to the appropriate cover.

Policy Documents

Read the policy before you buy

EU insurance rules require an IPID (Insurance Product Information Document) — a short standardised summary — alongside the full Policy Wording for every product. Click any document to open the PDF in a new tab.

Lloyd's / Beazley

Europ Assistance

Plum Claims

Real people, real help

Prefer to speak to
a real person?

Our Portugal team can walk you through the available buildings, contents and earthquake cover options for your home or holiday home.

Open Mon–Fri 09:00–18:00; Sat 09:00–13:00 (WET / WEST)

📞 Call our office +351 289 369 254 💬 WhatsApp us +351 968 127522 Email anytime portugal@abbeygate.pt

Ready to protect your home or holiday home?

Get an instant home quote online for your Portugal home or holiday home. Earthquake cover is subject to the policy terms, conditions and applicable excess.

Get Home Quote → Talk to us →
AG
Abbeygate Agent
Online · Ready to help

Hello! 👋 Looking at home cover? I can help with a quote or any questions about earthquake or contents protection.